Vantedge AI
The AI agent marketplace for investors
About
VantedgeAI's Merchant AI is an end-to-end, AI-agentic workflow designed to automate and accelerate merchant underwriting for MCA Funders and ISOs. It uses OCR and AI to scan, extract, and analyze merchant application forms and bank statements, flagging risks, computing metrics, and standardizing decisions in minutes instead of hours. Key features include KYB/KYC validation, detection of financial risks like NSFs, phantom deposits, and loan stacking, and the generation of shareable, audit-ready underwriting reports. The platform integrates seamlessly into existing workflows via email, web submission, Excel templates, or API, and offers ongoing monitoring of portfolio health. It aims to help users fund faster, reduce defaults, improve pricing accuracy, and increase throughput.
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