Cumbuca
Develop your own payments infra in Brazil using our license
About
Cumbuca provides a proxy solution for companies to develop their own payment infrastructure in Brazil by connecting directly to the regulated ecosystem of the Central Bank of Brazil (BCB/BACEN) using Cumbuca's license. This allows clients to have full control over their operations, similar to being regulated themselves, but with significantly faster time-to-market and without the regulatory overhead. Key offerings include Payment Initiation (ITP) via Open Finance (e.g., PIX, Pix Automático, PIX Recorrente), access to Open Finance Data (transactional, registration, cards, investment, credit data), and SCR (Central Bank Credit Information System) consultation. Cumbuca emphasizes independence, data ownership, accelerated deployment, high stability, and seamless migration for clients who may eventually acquire their own license. They are authorized as a Payment Initiator (ITP) by the Central Bank of Brazil.
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